Top SIP Mutual Funds Based on 5-Year CAGR

  Top SIP Mutual Funds Based on 5-Year CAGR

These mutual funds have consistently delivered exceptional returns over the past five years, outperforming their respective benchmarks:

Fund Name Category 5-Year CAGR (%) Benchmark

Quant Small Cap Fund Small Cap 46.09% Nifty Smallcap 250 TRI

Motilal Oswal Mid Cap Fund Mid Cap 41.67% Nifty Midcap 150 TRI

Motilal Oswal Large & Mid Cap Fund Large & Mid Cap 33.98% Nifty LargeMidcap 250 TRI

Quant Flexi Cap Fund Flexi Cap 33.2% Nifty 500 TRI

Nippon India Large Cap Fund Large Cap 26.14% BSE 100 TRI

Source: Angel One (Data as of November 7, 2024)

📈 Top Performing Multi Cap SIP Funds (5-Year SIP CAGR)

Multi Cap funds offer diversification across large, mid, and small-cap stocks. Here are the best SIP performers in this category:

Fund Name 5-Year SIP CAGR (%) AUM (₹ Cr) NAV (₹)

Nippon India Multi Cap Fund 35.29% 37,151 325.60

Quant Active Fund 34.96% 11,249 779.56

Mahindra Manulife Multi Cap Fund 33.22% 4,417 41.81

ICICI Prudential Multicap Fund 30.82% 11,249 903.96

Baroda BNP Paribas Multi Cap Fund 29.67% 2,690 324.15

Source: Zee Business (Data as of May 2025)

💡 Top SIP Funds for ₹5,000 Monthly Investment

If you are starting with a monthly SIP of ₹5,000, these funds have shown excellent compounding over the last five years:

Fund Name Category 5-Year CAGR (%)

ICICI Pru Pharma Healthcare & Diagnostics Fund Sectoral/Thematic 32.17%

SBI Healthcare Opportunities Fund Sectoral/Thematic 30.98%

HDFC Small Cap Fund Small Cap 30.50%

Source: Angel One (Data as of December 31, 2024)

🧠 Things to Consider Before Starting a SIP

Risk Profile: Small and mid-cap funds generally offer higher returns but with greater volatility.

Investment Duration: SIPs work best when held for at least 5 years to ride out market ups and downs.

Diversification: Mixing fund categories reduces overall risk while maintaining good return potential.

Expense Ratio: Choose funds with lower expense ratios to maximize your long-term returns.

📌 Recommended SIP Portfolio Based on Risk Appetite

🔺 Aggressive Investors

Quant Small Cap Fund

Motilal Oswal Mid Cap Fund

Nippon India Multi Cap Fund

🔸 Moderate Investors

Quant Flexi Cap Fund

ICICI Prudential Multicap Fund

HDFC Small Cap Fund

🔹 Conservative Investors

Nippon India Large Cap Fund

ICICI Prudential Bluechip Fund

Parag Parikh Flexi Cap Fund